Pets Insurance Facts: Here's information about the major companies for Pet Health Insurance. There's a lot to consider when weighing the options.
Pet Insurance Facts: The Pet Health Insurance Industry has experienced skyrocketing growth in the past decade - so there are many Pet Insurance Companies to chose from, even though it is an underdeveloped industry. Pet Insurance, unlike insurance for humans, is all private pay. (But some saavy employers are offering pet insurance as an optional employee benefit!) Pet Insurance Fact is that the industry, through the year 2012, is projected to have double digit gains. Pets are now in more than 69 million homes in the United StatesVeterinary costs have risen more than 70% in the past five years, to over $19 billion.Improved technology including MRIs, transplants, chemotherapy and other treatments have many pet owners facing devastating vet bills. So more and more people are considering insuring their pets.
The top firms offering Pet Health Insurance in the US (and Canada) are:AKC - PetPartners 1-866-725-2747 www.akcphp.comASPCA Insurance 1-866-861-9092 www.aspcapetinsurance.com Embrace Pet Insurance 1-800-511-9172 www.embracepetinsurance.com PetCare 1-866-275-7387 www.petcareinsurance.com PetFirst Healthcare 1-866-937-7387 www.petfirsthealthcare.com Pethealth 1-800-807-6724 www.petshealthplan.com PetPlan USA 1-866-467-3875 www.gopetplan.com Pets Best 1-866-929-3807 www.petsbest.com PurinaCare Insurance 1-800-661-3199 www.purinacare.com The Hartville Group Inc. 1-866-820-7764 www.hartvillegroup.com Trupanion Pet Insurance 1-800-569-7913 www.trupanionpetinsurance.com VPI 1-888-899-4VPI www.petinsurance.com
Insurance policies for pets are similar to human insurance policies.There are exclusions including age of pet, certain breeds, and pre-existing conditions. Coverage and costs vary widely.Like human insurance, some pet insurance policies cover only extreme care (accidents and illness) while others include wellness and dental checkups. Some insurers offer a multi-pet discount. Pet owners who have experienced the costs incurred in maintaining an aging pet are most apt to seek insurance for their pets. Talk to your Vet, Dog Walker, and other pet-owner friends about insurance and their experiences with various companies and coverages. Even the AKC (American Kennel Club) and ASPCA (The American Society For The Prevention Of Cruelty To Animals) have gotten into the Pet Insurance business themselves. This "mainstreaming" of the industry makes many more people feel that it is a good idea to insure one's pet. Pet owners who have experienced the costs incurred in maintaining an aging pet are most apt to seek insurance for their pets.
Pet Insurance is a monthly expense worth looking into.Pet Insurance, if you can afford it, may prevent the agony of postponing or canceling treatments because of the expense.Here's a useful link to compare the pet insurance companies, as well as read hundreds of consumer comments and experiences:
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